Klarna Financing FAQ

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Paying later with Klarna.

Choose one of Klarna's payment options when shopping with us. All of your Klarna payment options will be displayed during checkout before processing payment.

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Slice It (4 equal payments biweekly @ 0%)

  • You CAN use a credit card
  • No Credit check

 

Purchase Amount - $35-$999

Payment Type - 4 equal payments

Purchase Examples:

$25 - No

$250 - Yes

$500 - Yes

$1,000 No

$2,500 No

$5,000 No

 

Deferred Interest Monthly Payments (6-12 months @ 0% on $299-$2499)

  • Payments are "minimum" amount ie. $25/mo. If you only make your minimum payments, you will NOT pay off the entire balance.
  • Cannot use credit card.
  • Only bank card or checking account etc.
  • Instant decision
  • Short credit check process

 

Purchase Amount - $299-$798.99

Payment Type - 6 minimum payments 

Purchase Examples:

$25 - No

$250 - No

$500 - Yes

$1,000 No

$2,500 No

$5,000 No

 

Purchase Amount - $799-$2499.99

Payment Type - 12 minimum payments

Purchase Examples:

$25 - No

$250 - No

$500 - No

$1,000 Yes

$2,500 Yes

$5,000 Yes

 

Planned Monthly Payments (6-36 months @ 9.99% on $149 and up)

  • Payments are "minimum" amount ie. $25/mo. If you only make your minimum payments, you will NOT pay off the entire balance.
  • Cannot use credit card.
  • Only bank card or checking account etc.
  • Instant decision
  • Short credit check process


Q: Why would I use this option for 6/12 month financing over Deferred Interest?

A: A much lower purchase amount.


Purchase Amount
 - $149-$298.99

Payment Type - 6 minimum payments

Purchase Examples:

$25 - No

$250 - Yes

$500 - No

$1,000 No

$2,500 No

$5,000 No

 

Purchase Amount - $299-$998.99

Payment Type - 12 minimum payments

Purchase Examples:

$25 - No

$250 - No

$500 - Yes

$1,000 No

$2,500 No

$5,000 No

 

Purchase Amount - $999-$1998.99

Payment Type - 18 minimum payments

Purchase Examples:

$25 - No

$250 - No

$500 - No

$1,000 Yes

$2,500 - No

$5,000 - No

  

Purchase Amount - $1999-$2998.99

Payment Type - 24 minimum payments

$25 - No

$250 - No

$500 - No

$1,000 - No

$2,500 - Yes

$5,000 - No

 

Purchase Amount - $2999 and up

Payment Type - 36 minimum payments 

$25 - No

$250 - No

$500 - No

$1,000 - No

$2,500 - No

$5,000 - Yes